15 Best Financial Affiliate Programs in 2026

Are you interested in discovering the best financial affiliate programs for 2026? Whether you’re a finance blogger, influencer, or simply looking to monetize your platform, promoting financial products can be a lucrative way to earn commissions. Financial affiliate programs allow you to partner with companies offering a wide range of services, from credit monitoring and investment platforms to mobile banking and personal loans. With commissions that often range from $50 to $400 per lead or sale, financial affiliate marketing is an excellent opportunity for content creators focused on finance.

What Are Financial Affiliate Programs?

Financial affiliate programs are marketing arrangements that reward affiliates for promoting financial products or services. These programs span various sectors within finance, including credit cards, investment platforms, insurance, personal loans, and credit monitoring services. Affiliates earn commissions when they successfully drive conversions, such as sign-ups or sales, through unique affiliate links provided by the program. This setup benefits both parties: affiliates generate income by promoting trusted financial products, while companies can reach a wider audience and grow their customer base with relatively low risk.

How Do Financial Affiliate Programs Work?

Understanding how financial affiliate programs work can help you make the most of these partnerships. To get started, you’ll need to research programs that align with your content and audience. Once you find a suitable program, submit an application, typically detailing your platform, engagement metrics, and audience demographics. Upon approval, you’ll receive unique affiliate links or codes to share with your followers. When a visitor clicks on your link and completes a qualifying action—such as signing up, making a purchase, or subscribing to a service—you earn a commission. In the financial niche, commissions can vary significantly, with some programs offering a flat fee per lead and others providing a percentage of the sale.

Why Financial Affiliate Programs Are Thriving in 2026

The demand for financial services is surging, fueled by increased interest in personal finance, investments, and digital banking. Financial affiliate programs thrive in this environment because they align with growing consumer interest in these topics. These programs offer high earning potential, with many providing premium commissions to affiliates due to the high lifetime value of customers in the financial sector. Additionally, financial companies benefit from working with affiliates who can target specific audiences, such as those interested in investing, debt management, or credit building. As a result, affiliates and financial brands alike stand to gain from these collaborations.

The 15 Best Financial Affiliate Programs in 2026

Here is a list of 15 top financial affiliate programs for 2026:

1. XM Partner Program
2. Fiverr Affiliates (Finance Services)
3. eToro Partners
4. Credit Karma Affiliate Program
5. Personal Capital Affiliate Program
6. Betterment Affiliate Program
7. Lending Club Affiliate Program
8. Robinhood Affiliate Program
9. M1 Finance Affiliate Program
10. Chime Affiliate Program
11. SoFi Affiliate Program
12. Fundrise Affiliate Program
13. Experian Affiliate Program
14. Wealthfront Affiliate Program
15. American Express Affiliate Program
16. Acorns Affiliate Program

1. XM Partner Program

Overview

XM is a globally recognized broker with over 15 million clients in 190+ countries. It processes 14+ million trades daily and is regulated by CySEC, DFSA, FSCA, FSC, and FSA. Known for fast execution, zero re-quotes, and leverage up to 1000:1, XM offers access to Forex, Stocks, Commodities, Indices, and Cryptos (under selected entities).

Trading Features & Bonuses

Traders can start with just $5 and choose from Micro, Standard, Ultra-Low, and Shares accounts. Spreads start at 0.8 pips, with access to 1,400+ instruments. Bonuses include a Welcome Bonus (in eligible regions), No Deposit Bonus, up to 100% Deposit Bonus, and a loyalty program. Seasonal and regional promos boost client engagement.

Affiliate Benefits

Affiliates earn up to $25 per lot plus 10% tier 2 revenue share. Payments are fee-free via cards, bank transfers, e-wallets, and local gateways. With strong regulation, high conversions, and excellent support tools, XM is ideal for affiliates targeting global traders seeking a reliable, high-paying broker.

2. Fiverr Affiliates (Finance Services):

Overview

Fiverr is a global online marketplace connecting freelancers with clients across a variety of industries, including finance services. The platform enables users to access professional services quickly and efficiently, making it a popular choice for small businesses and entrepreneurs.

Service Features & Bonuses

Fiverr allows clients to start projects at affordable prices with transparent delivery times. Users have access to thousands of service categories, including finance, accounting, and business consulting. Fiverr occasionally runs promotions and discounts to increase engagement and attract new users.

Affiliate Benefits

Affiliates earn commissions on first-time orders, with rates ranging from 25% to 100% depending on the service. Recurring revenue is possible through additional orders from referred clients. Payment is flexible via bank transfers and PayPal, with access to tracking tools and marketing materials to optimize campaigns. Fiverr offers affiliates a high-conversion platform with global reach and a reputable brand.

3. eToro Partners:

Overview

eToro is a leading social trading platform that allows users to trade stocks, ETFs, cryptocurrencies, and more. With millions of users worldwide, eToro combines trading with a social community, making it ideal for both beginner and advanced traders.

Trading Features & Bonuses

The platform offers commission-free trading, advanced social trading features, and a copy trading system that allows users to mimic expert strategies. eToro also provides seasonal promotions and bonuses to encourage trading activity and new account sign-ups.

Affiliate Benefits

Affiliates earn commissions for each referred user, with payouts up to $250 depending on region and trading activity. eToro provides marketing tools, tracking systems, and dedicated affiliate support. Its global reputation and innovative trading solutions make it a strong choice for affiliates targeting investors.

4. Credit Karma Affiliate Program:

5. Personal Capital Affiliate Program:

Overview

Personal Capital (now part of Empower) provides financial management tools and advisory services to help users track investments, manage retirement, and plan wealth strategies. It is widely used by investors and high-net-worth individuals.

Service Features & Bonuses

Personal Capital offers free financial dashboards, investment checkups, and retirement planning tools. Users can access a combination of automated insights and human advisory services to optimize financial decisions.

Affiliate Benefits

Affiliates earn commissions per new funded account or advisory client, with tracking cookies and marketing materials provided. The program offers monthly payouts and strong support, making it ideal for affiliates targeting financially savvy audiences.

6. Betterment Affiliate Program:

Overview

Betterment is an automated investment platform that offers robo-advisory services and retirement planning. It allows users to invest easily with low fees and guided portfolio management.

Service Features & Bonuses

Betterment provides personalized portfolios, tax-loss harvesting, and automated rebalancing. It also offers promotions for new account sign-ups and special investment incentives to attract clients.

Affiliate Benefits

Affiliates earn commissions per funded account, with access to marketing tools, reporting dashboards, and dedicated affiliate support. Betterment’s trusted platform and low-fee automated investing solutions make it attractive for affiliates in the finance and investment niches.

7. Lending Club Affiliate Program:

8. Robinhood Affiliate Program:

9. M1 Finance Affiliate Program:

Overview

M1 Finance is an automated investment and personal finance platform offering investing, borrowing, and banking services. It provides users with flexible portfolio management and financial planning tools.

Service Features & Bonuses

M1 Finance allows users to create custom investment pies, automate deposits, and access low-cost borrowing. It also offers promotions for new funded accounts and account upgrades.

Affiliate Benefits

Affiliates earn commissions per funded account referred, with access to marketing materials, tracking links, and reporting dashboards. The platform’s innovative tools and growing popularity make it ideal for finance-focused affiliates.

10. Chime Affiliate Program:

Overview

Chime is a digital banking platform offering no-fee checking and savings accounts, early direct deposit, and budgeting tools. It has become popular among mobile-first users looking for easy banking solutions.

Service Features & Bonuses

Chime provides automated savings, fee-free accounts, and financial wellness features. It occasionally runs referral promotions to encourage new user growth and engagement.

Affiliate Benefits

Affiliates earn commissions per new account sign-up, with tracking links and marketing materials provided. The program offers reliable payouts and strong brand recognition, making it attractive to finance affiliates.

11. SoFi Affiliate Program:

Overview

SoFi is a financial services platform providing student loans, personal loans, mortgages, and investment solutions. It focuses on helping users manage their personal finances and build wealth.

Service Features & Bonuses

SoFi offers competitive loan rates, investment accounts, and financial planning tools. Users can also benefit from seasonal promotions, referral bonuses, and member benefits.

Affiliate Benefits

Affiliates earn commissions per qualified referral, with tracking links, marketing materials, and dedicated support. SoFi’s comprehensive financial services and reputable brand make it a valuable affiliate program.

13. Fundrise Affiliate Program:

Overview

Fundrise is a real estate investment platform that allows individuals to invest in private real estate portfolios. It aims to make real estate investing accessible to a broader audience.

Service Features & Bonuses

Fundrise provides a range of investment plans, portfolio diversification options, and automated investing features. Users occasionally benefit from promotional offers to encourage initial investment.

Affiliate Benefits

Affiliates earn commissions per new funded account referred. Marketing materials, tracking links, and performance reports are provided. Fundrise’s growing popularity and innovative real estate model make it attractive for affiliates.

14. Experian Affiliate Program:

Overview

Experian is a global information services company that offers credit reports, credit monitoring, and identity protection. It is widely recognized for providing reliable credit data and financial insights.

Service Features & Bonuses

Experian provides tools for credit monitoring, score tracking, and identity protection. It occasionally runs promotional offers for users signing up for premium services.

Affiliate Benefits

Affiliates earn commissions per new sign-up or subscription purchase, with marketing tools and tracking links provided. Experian’s trusted brand and high demand for credit services make it a solid affiliate program.

15. Wealthfront Affiliate Program:

Overview

Wealthfront is an automated investment and financial planning platform offering robo-advisory services. It helps users manage investments, retirement accounts, and tax-efficient portfolios.

Service Features & Bonuses

Wealthfront provides personalized portfolios, automated rebalancing, and tax optimization tools. Users can also access referral promotions and seasonal incentives.

Affiliate Benefits

Affiliates earn commissions per funded account referred, with access to marketing materials, tracking tools, and reporting dashboards. Wealthfront’s reputation for low-cost automated investing makes it appealing for affiliates.

16. American Express Affiliate Program:

Overview

American Express is a multinational financial services company offering credit cards, loans, and rewards programs. It is known for its premium services and strong brand reputation.

Service Features & Bonuses

American Express offers credit cards with reward programs, financial services, and premium member benefits. Seasonal promotions and sign-up bonuses enhance user engagement.

Affiliate Benefits

Affiliates earn commissions per approved application, with tracking links, marketing materials, and reporting tools provided. American Express’s high trust and broad product range make it an excellent affiliate program.

17. Acorns Affiliate Program:

Overview

Acorns is a micro-investing platform that rounds up everyday purchases and invests the spare change into diversified portfolios. It is designed to help users save and invest effortlessly.

Service Features & Bonuses

Acorns provides automated investing, recurring deposits, and retirement account options. It occasionally runs promotions to encourage new users and increase engagement.

Affiliate Benefits

Affiliates earn commissions per new funded account referred, with tracking links, marketing materials, and reporting dashboards provided. Acorns’ simplicity and growing user base make it ideal for finance and investing affiliates.

Strategies for Promoting Financial Affiliate Programs

• Content Creation: Write blog posts or create videos that discuss finance topics, like saving tips or investment strategies, with affiliate links embedded.
• Authentic Recommendations: Share your own experiences or testimonials with products you promote.
• Targeted Campaigns: Use social media, newsletters, and niche forums to reach audiences interested in finance.
• SEO Optimization: Incorporate finance-related keywords to improve search engine rankings.

Prerequisites for Joining Financial Affiliate Programs

• Relevant Content: Blog or social media with a focus on personal finance, investing, or similar topics.
• Audience Engagement: Minimum follower count or engagement level for higher-tier programs.
• Application Requirements: Details about your platform, audience demographics, and previous affiliate success.

Conclusion

Financial affiliate programs open the door for content creators to generate consistent income while helping audiences make informed financial decisions. By partnering with trusted financial brands, affiliates can promote products and services that genuinely add value—whether in banking, investing, insurance, or credit management. These programs often provide strong commission structures and marketing support, making them ideal for those looking to grow in the finance niche.

Beyond earning potential, financial affiliate programs also help creators build authority and trust within their audience. Promoting credible, high-quality financial products not only boosts commissions but also strengthens a creator’s reputation as a reliable resource. With the right partnerships and strategic promotion, affiliates can achieve long-term growth while empowering their audiences to improve their financial well-being.

Frequently Asked Questions (FAQs)

What is a financial affiliate program?

A financial affiliate program is a partnership where affiliates earn commissions for promoting financial products and driving conversions through their unique affiliate links.

How much can I earn with financial affiliate programs?

Earnings vary widely by program, with commissions ranging from $50 to $400 per sale or lead, depending on the product promoted and the program’s structure.

Do I need a financial background to join these programs?

A background in finance isn’t necessary, but having a relevant audience and content focused on finance topics is essential.

How can I find financial affiliate programs?

Research programs on affiliate networks or directly through financial brands’ websites. Major affiliate networks like ShareASale, CJ Affiliate, and Rakuten have numerous options.

Can I promote multiple financial affiliate programs?

Yes, promoting multiple programs can increase your earnings, as long as the products align with your audience and content strategy.