Affiliate marketing has redefined how businesses connect with their target audiences and achieve sales goals. By leveraging unique referral links, marketers can earn commissions for every sale, lead, or subscription they drive. This dynamic and scalable business model has gained immense popularity due to its low entry barriers and potential for substantial returns.
In 2024, accounting affiliate programs stand out as a lucrative and evergreen niche. As businesses increasingly rely on digital tools for bookkeeping, invoicing, tax management, and payroll, promoting accounting solutions presents a win-win opportunity for both affiliates and their audiences. This guide dives deep into the top accounting affiliate programs in 2024, exploring how affiliates can tap into this profitable market while offering value to businesses and professionals.
Why Choose Accounting Affiliate Programs?
Accounting tools and software are indispensable for modern businesses, freelancers, and individuals managing their finances. Here’s an expanded look at why accounting affiliate programs offer unparalleled opportunities for marketers:
Evergreen Demand
Accounting is a core aspect of running any business, irrespective of size or industry. Companies must manage expenses, track revenues, handle payroll, and ensure tax compliance. The demand for reliable accounting tools is perpetual, making these programs a consistently viable market.
Example: During tax season, businesses and freelancers seek solutions to streamline reporting and compliance. This creates a surge in demand for accounting software, presenting a golden opportunity for affiliates.
Lucrative Commissions
Most accounting affiliate programs offer generous commission structures, including both one-time payouts and recurring income. Subscription-based software providers often reward affiliates with continuous commissions, enabling a steady income stream as long as referred customers remain active users.
Example: If an affiliate earns $30 per month for a recurring subscription, onboarding 50 customers can yield $1,500 monthly—passive and scalable revenue.
Broad Audience Reach
The audience for accounting tools spans diverse groups, including:
- Small business owners looking for affordable bookkeeping solutions.
- Freelancers managing invoices and expenses.
- Enterprises seeking advanced accounting and payroll systems.
This broad spectrum enables affiliates to choose niches aligned with their expertise, ensuring targeted marketing and higher conversion rates.
Value Addition to Users
Promoting accounting software is more than just marketing—it’s about helping businesses operate efficiently. By recommending tools that simplify complex financial tasks, affiliates build trust with their audience, enhancing credibility and fostering long-term relationships.
How Accounting Affiliate Programs Work
Joining and earning from accounting affiliate programs involves straightforward steps. Here’s a detailed breakdown:
1. Sign Up for a Program
Affiliates must identify programs that align with their audience’s needs. Factors to consider include:
- Commission structures: Look for programs offering recurring payouts or high upfront payments.
- Cookie duration: Longer cookie durations increase chances of earning commissions.
- Reputation: Partner with trusted brands to ensure audience confidence.
2. Obtain Affiliate Links
After approval, affiliates receive unique referral links or codes to track the traffic and conversions they generate.
3. Promote the Program
Affiliates can employ multiple channels to promote accounting tools:
- Blogs: Write in-depth reviews or comparisons.
- Social Media: Share testimonials and user stories.
- Email Campaigns: Send tailored content to targeted audiences.
- Webinars: Educate users on using specific accounting software.
4. Earn Commissions
Affiliates earn commissions when users complete purchases, subscriptions, or specific actions through their referral links. Programs offering recurring commissions ensure ongoing income for subscription-based products.
Top Accounting Affiliate Programs in 2025
Here’s a detailed look at 15 accounting affiliate programs to consider in 2025:
- Wave
- Melio
- Zoho
- Quaderno
- Gusto
- KashFlow
- Sage
- SaasAnt
- Receipt Bot
- Bookkeepers.com
- The Accountant Beside You (Lisa London)
- Giddh
- PocketSmith
- Illumeo
- 1-800Accountant
1. Wave
Wave is an innovative online financial management platform tailored for small businesses. Launched in 2010, Wave quickly gained popularity due to its user-friendly interface and free core services, such as accounting and invoicing.
By 2011, Wave had reached 100,000 customers, and it has since expanded its offerings to include payments, payroll, and a mobile app for seamless expense tracking. Currently operating with over 250 employees, Wave continues to focus on empowering small business owners under the leadership of CEO Zahir Khoja.
Features:
- Accounting Software: A complete solution for tracking income, expenses, and managing financial records.
- Invoicing Software: Allows businesses to send professional invoices with ease.
- Mobile App: A companion tool for on-the-go receipt tracking and expense management.
- Payments Integration: Supports credit card and bank payment processing.
- Payroll Software: Streamlines payroll management, including direct deposits and tax filings.
- Recurring Billing: Automates invoices for subscription-based businesses.
Commission Structure:
- Flat CPL Commission: $5 per qualified lead.
- Cookie Duration: 30 days (Last Click Credit Policy).
Payment Terms:
- Monthly payouts through Impact Radius.
- Commissions locked on the 28th of the following month.
- Payouts processed 30–32 days after locking.
Unique Advantage:
Wave offers free tools that cater specifically to small business owners, making it a highly appealing affiliate product for financial advisors, bloggers, and small business communities.
2. Melio
Melio revolutionizes B2B payment systems by simplifying transactions between businesses. Offering flexible payment methods and robust invoice management, Melio is designed to improve cash flow while saving time. Its intuitive platform supports seamless integrations with accounting tools like QuickBooks, enhancing overall financial management.
Additionally, Melio’s focus on customer experience ensures that businesses can dedicate more time to operations and growth rather than tedious bookkeeping tasks. By enabling payments via credit card, bank transfer, or ACH—even to vendors who only accept checks—Melio stands out as a versatile and indispensable tool for modern businesses.
Features:
- Accounts Payable Management: Streamlines payment processes with digital workflows.
- Cash Flow Optimization: Helps businesses control outgoing funds while maintaining liquidity.
- Invoice Management: Simplifies tracking, scheduling, and paying invoices.
- Flexible Payment Methods: Allows payments through bank transfers, credit cards, and checks.
Commission Structure:
- $200 commission for small-to-medium business referrals completing a $200 payment.
- $500 commission for bookkeeper or accountant referrals whose clients make payments.
- $100 commission for accountants or bookkeepers whose small-to-medium business clients process payments.
- Cookie Duration: 90 days.
Payment Terms:
- Monthly payouts processed on the 13th of the following month.
Unique Advantage:
Melio offers a high commission for affiliates while addressing a critical pain point for small businesses—efficient payment management—making it a highly attractive affiliate opportunity.
3. Zoho
Zoho is a leading provider of powerful business applications, offering everything from finance and inventory tools to customer relationship management (CRM) and billing solutions. The Zoho suite is tailored to meet the needs of businesses of all sizes, allowing them to manage financial activities seamlessly.
For more comprehensive control, Zoho Finance Plus integrates all accounting, invoicing, and expense tracking functionalities into a single suite. Its cloud-based platform ensures accessibility from anywhere, enabling real-time collaboration among teams. Additionally, Zoho’s customizable features and scalable pricing plans make it a versatile choice for startups, small businesses, and large enterprises alike.
Features:
- Finance Tools: Automates financial record-keeping and reporting.
- Invoicing and Billing: Professional invoice templates with customizable features.
- Expense Management: Tracks and manages operational expenses effectively.
- Inventory Management: Keeps stock details updated for product-based businesses.
- Finance Plus Suite: Combines all tools into a single, integrated platform.
Commission Structure:
- 15% recurring commission for 12 months.
- Performance-based tiers reaching up to 20% commissions.
- Cookie Duration: 90 days.
Payment Terms:
- Payouts processed via PayPal or wire transfer.
- 60-day validation period with a $100 minimum payout threshold.
Unique Advantage:
Zoho’s vast array of over 55 business tools ensures flexibility and scalability for affiliates, making it a strong choice for digital marketing agencies, bloggers, and SaaS advocates.
4. Quaderno
Quaderno simplifies tax compliance for businesses operating in global markets. Inspired by Luca Pacioli’s 15th-century bookkeeping principles, the software modernizes tax management by automating processes such as VAT, GST, and sales tax reporting. With a focus on user efficiency, Quaderno promotes a balanced work-life philosophy by prioritizing simplicity and automation over complex manual work.
Features:
- Tax Automation: Automatically calculates taxes for global transactions, including VAT and GST.
- Multi-Currency Support: Handles transactions in various currencies, ensuring accurate tax calculations.
- Recurring Billing: Streamlines subscription-based invoicing.
- Tax Filing: Generates detailed tax reports for effortless compliance.
- Integrations: Works seamlessly with popular e-commerce platforms like Shopify, WooCommerce, and Stripe.
Commission Structure:
- 30% recurring commission for up to 24 months.
- Cookie Duration: Not disclosed.
Payment Terms:
- Quarterly payouts via PayPal or Wise during the first week of January, April, July, and October.
- $100 minimum payout threshold.
Unique Advantage:
Quaderno’s automated tax solutions cater specifically to businesses with complex tax requirements, making it a valuable affiliate program for tax advisors, accountants, and financial bloggers.
5. Gusto
Gusto, formerly known as ZenPayroll, is an all-in-one HR, payroll, and benefits management platform designed to simplify business operations. Serving over 300,000 businesses across the U.S., Gusto automates essential processes like payroll taxes, compliance, and employee onboarding. Its intuitive design ensures businesses can manage HR and payroll tasks effortlessly.
Features:
- Payroll Automation: Processes payroll with just a few clicks while managing tax filings.
- HR Management: Includes onboarding tools, talent management, and compliance resources.
- Benefits Integration: Offers health insurance, retirement plans, and tax-advantaged savings accounts.
- Time Tracking: Tracks employee hours and integrates seamlessly with payroll.
Commission Structure:
- $200 flat commission per referred paid customer.
- Cookie Duration: 120 days (First Click Credit Attribution).
Payment Terms:
- Monthly payouts through Impact Radius.
- Commissions locked on the 28th of the following month.
Unique Advantage:
Gusto’s comprehensive suite of HR and payroll tools makes it a trusted partner for small-to-medium businesses, providing affiliates with a lucrative and stable commission structure.
6. KashFlow
KashFlow is a cloud-based accounting software designed to simplify bookkeeping for small businesses. Founded in 2005 by Duane Jackson, the platform evolved through user feedback to cater to both small business owners and accountants.
With its acquisition by IRIS in 2013, KashFlow expanded its capabilities to serve a wider audience, maintaining its ease of use and functionality. The software offers features like invoicing, payroll integration, and real-time financial reporting, helping users stay on top of their finances. Additionally, its mobile-friendly design ensures accessibility, allowing business owners to manage their accounting tasks on the go.
Features:
- Invoicing Tools: Generate and send professional invoices easily.
- Expense Tracking: Simplifies monitoring and categorizing business expenses.
- Bank Reconciliation: Ensures accurate tracking of financial transactions.
- Integration Options: Compatible with popular UK payroll and tax systems.
Commission Structure:
- 10% recurring monthly commission for referred subscriptions.
- Cookie Duration: Not disclosed.
Payment Terms:
- Monthly payouts via bank transfer or cheque.
- £50 minimum payout threshold.
Unique Advantage:
KashFlow’s focus on small business needs and its integration with UK accounting standards make it an ideal affiliate product for UK-based accountants and financial advisors.
7. Sage
Sage is a global leader in accounting, payroll, and enterprise resource planning (ERP) software. Established in 1981 to address small business needs, Sage has grown to serve millions of businesses worldwide with over 11,000 employees in 20+ countries.
Its software offers robust solutions for financial management, HR, and payment processing. With advanced tools for compliance and analytics, Sage empowers businesses to make data-driven decisions. Additionally, its scalable solutions cater to startups and large enterprises alike, ensuring flexibility and adaptability as businesses grow.
Features:
- Accounting Software: Tracks income, expenses, and taxes with ease.
- Payroll Services: Simplifies salary payments and tax compliance.
- Enterprise Solutions: Offers tools for larger organizations to manage finances and resources.
- Integration: Works seamlessly with third-party applications and financial tools.
Commission Structure:
- $10 for paid subscriptions.
- $5 for free trial signups.
- 7% on physical product sales.
- Cookie Duration: 30 days (Last Click Credit Attribution).
Payment Terms:
- Monthly payouts via bank transfer.
- Commissions locked at the end of the following month and processed 15 days after locking.
Unique Advantage:
Sage’s extensive product lineup caters to businesses of all sizes, making it an excellent affiliate option for bloggers, influencers, and agencies focused on accounting solutions.
8. SaasAnt
SaasAnt specializes in automation solutions for accounting and bookkeeping. Designed for CPAs and small businesses, the platform streamlines manual processes through tools like SaasAnt Transactions and PayTraQer, both of which integrate seamlessly with QuickBooks and Xero.
With over 50,000 users worldwide, SaasAnt has transformed accounting operations by saving time and ensuring accuracy. Its advanced data import and export functionalities reduce human errors while improving efficiency, making it an indispensable tool for financial professionals. Additionally, SaasAnt’s robust customer support and regular updates ensure users stay ahead with the latest accounting innovations.
Features:
- Bulk Data Management: Processes high-volume transactions efficiently.
- Integration: Works seamlessly with QuickBooks and Xero.
- Automation: Reduces manual data entry for improved productivity.
- Custom Reports: Provides actionable insights tailored to business needs.
Commission Structure:
- 10% recurring commission for up to 12 months.
- Performance-based tiers offering up to 20% commissions.
- Cookie Duration: 180 days.
Payment Terms:
- Not disclosed.
Unique Advantage:
SaasAnt’s automation tools are indispensable for accountants and small businesses managing high transaction volumes, offering affiliates a stable and recurring income.
9. Receipt Bot
Receipt Bot is an AI-driven accounting automation platform designed to simplify bookkeeping for businesses and accountants. By leveraging advanced text recognition technology and seamless integrations, it extracts, categorizes, and organizes financial data from invoices, receipts, and bank statements with exceptional accuracy.
The platform supports multi-currency processing and integrates effortlessly with popular accounting software like QuickBooks and Xero, streamlining financial workflows. Ideal for small businesses, entrepreneurs, and accounting professionals, Receipt Bot not only reduces manual effort and saves time but also ensures compliance with financial reporting standards. Its user-friendly interface and robust data security features make it a reliable solution for efficient financial management.
Features:
- Automated Data Entry: Uses OCR and AI to extract data from documents and eliminates manual data entry.
- Expense Tracking: Simplifies tracking and categorizing expenses.
- Document Management: Collects and processes financial documents through mobile apps, email, or web uploads.
- Software Integration: Integrates seamlessly with QuickBooks Online, Xero, and Sage for streamlined bookkeeping.
- Cloud-Based Tools: Allows real-time collaboration and access from anywhere.
Commission Structure:
- New Customer Referrals: Earn up to 20% recurring commission for 12 months.
- Upsells: Receive 15% commission on upsells from Receipt Bot’s team-provided leads.
- Cookie Duration: 30 days.
Payment Terms:
- Payout Schedule: Monthly payouts on the 15th of each month.
- Locking Period: 30-day locking period.
- Minimum Threshold: £40.
Unique Advantage:
Receipt Bot’s advanced AI technology offers precise, automated bookkeeping solutions, making it an ideal affiliate product for accounting professionals, tax consultants, and business owners.
10. Bookkeepers.com
Bookkeepers.com, founded by Ben Robinson, is a premier platform offering courses and resources for aspiring virtual bookkeepers. It equips individuals with the skills and strategies to build profitable bookkeeping businesses from home, providing flexibility and financial independence. Its flagship program, Bookkeeper Launch, has empowered thousands to transition into this lucrative field.
In addition to comprehensive training, the platform offers ongoing support, community forums, and tools for marketing and client acquisition. By combining expert guidance with actionable insights, Bookkeepers.com has become a trusted resource for those looking to create sustainable and successful bookkeeping careers.
Features:
- Bookkeeper Launch: Comprehensive training covering bookkeeping fundamentals, marketing, and business development.
- Resource Library: Offers templates, checklists, and guides for operational success.
- Community Access: Provides a supportive network of learners and professionals.
- Self-Paced Learning: Flexible courses designed to fit individual schedules.
Commission Structure:
- Referral Commission: 25% on course sales.
- Cookie Duration: 60 days.
Payment Terms:
- Payout Schedule: Monthly payouts.
- Locking Period: 30-day locking period.
Unique Advantage:
Bookkeepers.com offers an empowering opportunity for individuals seeking career transitions, making it a valuable affiliate option for bloggers, influencers, and entrepreneurial communities.
11. The Accountant Beside You (Lisa London)
Lisa London, CPA, also known as “The Accountant Beside You,” provides practical accounting solutions tailored for churches, nonprofits, and small businesses. Her bestselling books, including QuickBooks for Churches, have become essential guides for non-professionals managing financial records.
Lisa also offers online classes and downloadable resources to make accounting accessible and straightforward. Through her approachable teaching style, she empowers organizations to navigate complex financial processes with confidence. Additionally, her focus on simplifying accounting tasks has made her a trusted resource for those seeking to improve financial management without a formal accounting background.
Features:
- Books & Guides: Covers QuickBooks, nonprofit accounting, and other financial management topics.
- Online Classes: Step-by-step video tutorials for bookkeeping and financial processes.
- Templates & Resources: Downloadable tools to simplify accounting tasks.
- Expert Support: Access to Lisa’s insights and recommendations.
Commission Structure:
- Referral Commission: 15% on referred book and course sales.
- Cookie Duration: 365 days.
Payment Terms:
- Payout Schedule: Monthly payouts via PayPal or cheque.
- Minimum Threshold: $50.
Unique Advantage:
Lisa London’s resources cater to a niche audience of nonprofits and small business owners, providing affiliates with a highly targeted and valuable product to promote.
12. Giddh
Giddh is a cutting-edge cloud-based accounting platform designed to simplify financial management for businesses. With advanced automation, multi-currency support, and real-time data analysis, Giddh is ideal for businesses looking to optimize their accounting processes and gain better financial insights.
The platform offers seamless integration with popular business tools and banking systems, enabling efficient data synchronization and reducing manual errors. Additionally, Giddh provides robust reporting features, customizable dashboards, and collaborative access, making it a versatile choice for businesses aiming to streamline operations and drive informed decision-making.
Features:
- Real-Time Updates: Provides instant visibility into financial data.
- Multi-Currency Support: Allows for seamless handling of global transactions.
- Inventory Tracking: Manages stock levels and integrates with accounting systems.
- Bank Reconciliation: Streamlines the matching of financial records with bank statements.
Commission Structure:
- First Payment: Earn 50% commission.
- Second Payment: Receive 30% commission.
- Third Payment: Earn 20% commission.
- Cookie Duration: 120 days.
Payment Terms:
- Payout Schedule: Details not disclosed.
Unique Advantage:
Giddh’s real-time data capabilities and multi-currency support make it a compelling choice for businesses and an attractive affiliate opportunity for financial professionals.
13. PocketSmith
PocketSmith is a personal finance software platform designed to help users plan their financial futures. With tools for cash flow forecasting, budgeting, and financial tracking, PocketSmith provides actionable insights for individuals to make better financial decisions.
Its adaptability caters to a wide range of financial situations and goals, from managing daily expenses to planning long-term investments. The platform’s multi-currency support and integration with various bank accounts make it a versatile solution for users worldwide. Additionally, PocketSmith’s intuitive interface and customizable features empower individuals to take full control of their finances with clarity and confidence.
Features:
- Cashflow Forecasting: Predicts future financial positions based on current data.
- Budgeting Tools: Allows for flexible and customizable budget creation.
- Multi-Currency Support: Tracks and manages accounts in different currencies.
- Calendar View: Visualizes upcoming financial events for easy planning.
Commission Structure:
- Monthly Subscription: 30% recurring commission.
- Quarterly Subscription: 25% recurring commission.
- Annual Subscription: 20% recurring commission.
- Cookie Duration: Not disclosed.
Payment Terms:
- Payout Schedule: Monthly payouts via PayPal.
- Minimum Threshold: $100.
Unique Advantage:
PocketSmith’s focus on future financial planning appeals to individuals looking for long-term financial security, making it an excellent product for personal finance bloggers and influencers.
14. Illumeo
Illumeo is a professional development platform offering courses and certifications for accounting, finance, and HR professionals. With a library of over 2,000 courses, Illumeo is a trusted resource for industry-specific training and upskilling.
The platform provides personalized learning paths, allowing users to focus on areas that align with their career goals or organizational needs. Additionally, Illumeo’s certifications are widely recognized, enabling professionals to demonstrate expertise and stay competitive in their industries. Its user-friendly interface and expert-led content make it an essential tool for continuous professional development.
Features:
- Extensive Course Library: Covers finance, accounting, auditing, and HR topics.
- Certifications: Offers recognized credentials to enhance professional profiles.
- Custom Learning Plans: Tailored to meet individual or organizational training needs.
- Expert Instructors: Courses led by industry experts with practical experience.
Commission Structure:
- Details not disclosed.
Payment Terms:
- Details not disclosed.
Unique Advantage:
Illumeo’s specialized training programs provide a significant value proposition for professionals and organizations, making it a strong affiliate product for career development platforms.
15. 1-800Accountant
1-800Accountant offers personalized accounting services to small businesses, startups, and individuals. Combining expert advice with innovative technology, the platform delivers tailored solutions to simplify tax preparation, bookkeeping, and financial planning.
Its cloud-based platform allows users to access their financial information securely and collaborate with dedicated accountants in real-time. Additionally, 1-800Accountant provides industry-specific insights, ensuring clients receive customized strategies to optimize their financial performance and meet compliance requirements.
Features:
- Tax Preparation: Comprehensive tax filing and advisory services.
- Bookkeeping: Professional bookkeeping services for accurate financial records.
- Payroll Management: Simplifies payroll processes and ensures compliance.
- Business Formation: Provides guidance and services for setting up new businesses.
Commission Structure:
- Details not disclosed.
Payment Terms:
- Details not disclosed.
Unique Advantage:
1-800Accountant’s combination of human expertise and advanced technology makes it a trusted partner for small businesses and entrepreneurs, offering affiliates a reliable and high-demand service to promote.
Conclusion
Accounting affiliate programs are a thriving niche in 2024, offering unparalleled opportunities for affiliates to earn substantial income while supporting businesses in managing their finances effectively. With their consistent demand, high commission payouts, and broad audience appeal, these programs stand out as a reliable and lucrative choice for marketers at all levels. By selecting the right partners, understanding the target audience, and implementing effective marketing strategies, affiliates can build a sustainable and scalable income stream that continues to grow over time.
Additionally, as accounting tools and services evolve with new technologies such as AI and automation, the potential for promoting these solutions will expand even further. Affiliates who stay updated with industry trends and focus on delivering genuine value to their audience are well-positioned to achieve long-term success in this evergreen and profitable niche.
Frequently Asked Questions (FAQs)
What are accounting affiliate programs?
Programs allowing affiliates to promote accounting tools and earn commissions for referrals.
Who can join accounting affiliate programs?
Anyone with an audience interested in accounting or finance tools.
What’s the average commission rate?
Rates vary but can range from $20 per sale to 20% recurring.
Are accounting affiliate programs profitable?
Yes, due to the high demand for accounting solutions across industries.
How do I promote these programs?
Use blogs, email campaigns, social media, and SEO-driven content.
